Many people think that buying travel insurance is a waste of money often saying things such as “I never get sick,” or “I’ve never had an issue before.” From personal experience, I can tell you it only takes one incident, such as your luggage not arriving, to set back an entire vacation.
A travel insurance plan can cover you for unexpected costs incurred before or during your trip. So that costs are less likely to come out of your own pocket, a travel insurance plan can reimburse you for the pre?paid, non?refundable portions of a trip if you need to cancel or interrupt your trip for a covered reason. A travel insurance plan can also include medical evacuation coverage and medical expense coverage, plus reimbursement for lost, damaged or stolen luggage and personal effects. As with all travel insurance plans, always carefully read each DOC (description of coverage) to learn the boundaries of your coverage before purchasing the plan.